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1 - 4 Point Inspection

4 Point Overview

This 4-Point Insurance Inspection is a direct replica of the most recent 01/18 Florida State Filed Citizens Property Insurance Corporation's 3-page, 4-Point Inspection form. All information contained herein contains the same level of detail to be acceptable to Citizens insurance, and most all other companies underwriting requirements. This form was created inside our inspection report writing software to aid in field data collection and completion, and to aid in any necessary revisions of forms in instances where issues are present and repaired and/or revisions would be necessary without completing an entirely new inspection. The purpose of a 4 point inspection is to verify certain features of a home's four major systems (roofing, plumbing, heating/cooling, and electrical). 

By acceptance and utilization of this report, both the Homeowner and the Insurance Agent, Agency, and Insurance Company agree to hold C&H Home Inspections harmless for the results of this report or the consequences of the report's findings, both now, and at any time in the future. The ratings, estimates, & life expectancies expressed on the report are professional opinions based upon observed conditions at time of inspection and understood known industry standards of those components. Life expectancies & ratings are not a guarantee or warranty and this report and its lifespans are wholly separate from any full building inspection report and its findings. A 4 Point Inspection is in no way to be utilized as a seller's disclosure or a substitute for a thorough, complete home inspection for the purchase of real property. No warranty or guarantee of items inspected, or of insurance coverage or insurability, is expressed or implied by C&H Home Inspections.

2 - Electrical

Electrical: Electric System General Condition
Satisfactory
Electrical: Main Panel Type
Circuit Breaker
Electrical: Total Main Panel Amps
200A
Electrical: Main Panel Amperage Sufficient for Current Usage?
Yes
Electrical: Second Panel Type
N/A
Electrical: Second Panel Total Amps
N/A
Electrical: Second Panel Amperage Sufficient for Current Usage
N/A
Electrical: Indicate Presence Of Any Of The Following:
N/A
Electrical: Main Panel Age In Years
21
Electrical: Main Panel Brand
Square D
Electrical: Second Panel Brand
N/A
Electrical: Wiring Type
Copper, MN BX or Conduit

3 - HVAC

HVAC: Central AC
Yes
HVAC: Central Heat
Yes
HVAC: HVAC System in Good Working Order:
Yes
HVAC: Age of System In Years
3
HVAC: Year Last Updated
2015
Hazards Present: Does the air handler/condensate line or drain pan show any signs of blockage or leakage, including water damage to the surrounding area?
No
Hazards Present: Is The Source Portable
No
Hazards Present: Space Heater Used As Primary Heat Source
No
Hazards Present: Wood Burning Stove or Central Gas Fireplace Not Professionally Installed
No

4 - Plumbing

Plumbing: Temperature Pressure Relief Valve on the Water Heater?
Yes
Plumbing: Water Heater Any Indication of an Active Leak?
No
Plumbing: Water Heater Indication of a Prior Leak?
No
Plumbing: Water Heater Location:
Garage, Closet
Plumbing: Water Heater Year of Manufacture:
1996/2002
Plumbing: Types of Plumbing Noted
Copper
Plumbing: Age Of Piping System
Original
General Condition of the Following Plumbing Fixtures and Connections to Appliances: Dishwasher
Satisfactory
General Condition of the Following Plumbing Fixtures and Connections to Appliances: Refrigerator
Satisfactory
General Condition of the Following Plumbing Fixtures and Connections to Appliances: Washing Machine
Satisfactory
General Condition of the Following Plumbing Fixtures and Connections to Appliances: Water Heater
Satisfactory
General Condition of the Following Plumbing Fixtures and Connections to Appliances: Showers/Tubs
Satisfactory
General Condition of the Following Plumbing Fixtures and Connections to Appliances: Toilets
Satisfactory
General Condition of the Following Plumbing Fixtures and Connections to Appliances: Sinks
Satisfactory
General Condition of the Following Plumbing Fixtures and Connections to Appliances: Sump Pump
N/A
General Condition of the Following Plumbing Fixtures and Connections to Appliances: Main Shut Off Valve
Satisfactory
General Condition of the Following Plumbing Fixtures and Connections to Appliances: All Other Visible
Satisfactory

5 - Roof

Predominant Roof: Covering Material
Shingle
Predominant Roof: Roof Age In Years
2
Predominant Roof: Remaining Useful Lifespan
+18 years
Predominant Roof: Date of Last Permit

11/2016

Predominant Roof: Date of Last Update

11/2016

Predominant Roof: If Updated (Check One)
Full Replacement
Predominant Roof: Condition of Roof
Satisfactory
Predominant Roof: Any Visible Signs of Damage / Deterioration?
N/A
Predominant Roof: Any Visible Signs of Leaks?
No
Predominant Roof: Any Visible Signs of Leaks to Attic/Underside of Decking?
No
Predominant Roof: Any Visible Signs of Leaks to Interior Ceilings?
No

6 - Inspector Information

Inspector Information: Date of Inspection
6/28/18
Inspector Information: Company Name
C & H Home Inspections
Inspector Information: Work Phone
866-968-2101
Inspector Information: Pasquale J Calandro III

Florida Home Inspector State Certificate #HI10542

7 - Photos

Photos: Electrical Photos
Photos: Plumbing Photos
Photos: HVAC Photos
Photos: Roof Photos